Family Wealth
FAQ's
What is a fiduciary and why is that important to me?
At Alliant Wealth Advisors we are fiduciaries to our clients. A fiduciary is someone who always acts in good faith and in the best interests of each client. Fiduciary is the highest standard of advice and care.
Do you have minimum criteria for net worth, income, or assets to be managed?
Our relationship minimums are $1 million of investable assets or an equivalent fee; exceptions are occasionally made.
Where are clients assets held?
Our clients assets are held with reputable third-party custodians. Our primary custodian is TD Ameritrade Institutional.
How are you compensated for your services, what are your fees?
For our investment and wealth management services, we are paid a fee based on assets under management (AUM). Our fee varies depending on the scope of work and type of engagement. We encourage clients to form and maintain a relationship with us only if they are convinced that the costs are an exceptional value to them.
Do you receive commissions, referral fees or other forms of "hidden" compensation?
Our only wealth management compensation is from our clients. We accept no compensation or incentives from any of the service providers we use on our clients behalf.
How often do you meet with your clients?
Our initial engagement process takes five to six meetings over a 90+ day period. After we complete this consultative process we will meet as our clients deem necessary and at a minimum of once a year.
What if I want to terminate our relationship for some reason?
Either of us can terminate our relationship at any time without penalties. For our part, we are not interested in short-term relationships.
Do I have access to my account online?
Yes, clients receive access to their accounts through TD Ameritrade Institutional, where they can monitor their portfolios and download statements.
What makes you different?
Our consultative approach to wealth management offers clients a team of expertsworking collaboratively to achieve a financial roadmap unique to their individual situation. It is more then investment consulting or financial planning – we are goal-oriented and happy to assist clients with their complex financial situations.
How do I know if I need your service?
Those who are going through a life transition -- such as death of spouse, divorce, inheritance, sale of business, retirement or other complex financial situations -- can particularly benefit from our service. Complexity includes having multiple types of investments (rental properties, closely held business, etc.), inheritance planning or estate tax avoidance needs, asset protection or charitable giving desires and minimum manageable assets of $1 million.
Can you help with charitable giving?
Yes, we help clients devise and employ strategies to achieve charitable goals while factoring in estate planning and tax objectives.
Are you accepting new clients?
Yes, for now, we are accepting a limited number of new clients.